diff --git a/test/RPCSession.cpp b/test/RPCSession.cpp
index 634954a33..c06c39975 100644
--- a/test/RPCSession.cpp
+++ b/test/RPCSession.cpp
@@ -339,22 +339,25 @@ Json::Value RPCSession::rpcCall(string const& _methodName, vector<string> const&
 	return result["result"];
 }
 
+string const& RPCSession::accountCreate()
+{
+	m_accounts.push_back(personal_newAccount(""));
+	personal_unlockAccount(m_accounts.back(), "", 100000);
+	return m_accounts.back();
+}
+
 string const& RPCSession::accountCreateIfNotExists(size_t _id)
 {
-	if (_id >= m_accounts.size())
-	{
-		m_accounts.push_back(personal_newAccount(""));
-		personal_unlockAccount(m_accounts.back(), "", 100000);
-	}
+	while ((_id + 1) > m_accounts.size())
+		accountCreate();
 	return m_accounts[_id];
 }
 
 RPCSession::RPCSession(const string& _path):
 	m_ipcSocket(_path)
 {
-	string account = personal_newAccount("");
-	personal_unlockAccount(account, "", 100000);
-	m_accounts.push_back(account);
+	accountCreate();
+	// This will pre-fund the accounts create prior.
 	test_setChainParams(m_accounts);
 }
 
diff --git a/test/RPCSession.h b/test/RPCSession.h
index eae6a09c3..63f1dd215 100644
--- a/test/RPCSession.h
+++ b/test/RPCSession.h
@@ -121,6 +121,7 @@ public:
 	Json::Value rpcCall(std::string const& _methodName, std::vector<std::string> const& _args = std::vector<std::string>(), bool _canFail = false);
 
 	std::string const& account(size_t _id) const { return m_accounts.at(_id); }
+	std::string const& accountCreate();
 	std::string const& accountCreateIfNotExists(size_t _id);
 
 private: