diff --git a/.pending/bugfixes/sdk/3915-Remove-delimiting-support-from-ParseDecCoins b/.pending/bugfixes/sdk/3915-Remove-delimiting-support-from-ParseDecCoins
new file mode 100644
index 0000000000..343d1a79e0
--- /dev/null
+++ b/.pending/bugfixes/sdk/3915-Remove-delimiting-support-from-ParseDecCoins
@@ -0,0 +1 @@
+#3915 Remove ';' delimiting support from ParseDecCoins
diff --git a/server/config/config.go b/server/config/config.go
index 6afde66f07..11ff534885 100644
--- a/server/config/config.go
+++ b/server/config/config.go
@@ -2,6 +2,7 @@ package config
 
 import (
 	"fmt"
+	"strings"
 
 	sdk "github.com/cosmos/cosmos-sdk/types"
 )
@@ -14,7 +15,7 @@ const (
 type BaseConfig struct {
 	// The minimum gas prices a validator is willing to accept for processing a
 	// transaction. A transaction's fees must meet the minimum of any denomination
-	// specified in this config (e.g. 0.01photino;0.0001stake).
+	// specified in this config (e.g. 0.25token1;0.0001token2).
 	MinGasPrices string `mapstructure:"minimum-gas-prices"`
 }
 
@@ -31,9 +32,20 @@ func (c *Config) SetMinGasPrices(gasPrices sdk.DecCoins) {
 // GetMinGasPrices returns the validator's minimum gas prices based on the set
 // configuration.
 func (c *Config) GetMinGasPrices() sdk.DecCoins {
-	gasPrices, err := sdk.ParseDecCoins(c.MinGasPrices)
-	if err != nil {
-		panic(fmt.Sprintf("invalid minimum gas prices: %v", err))
+	if c.MinGasPrices == "" {
+		return sdk.DecCoins{}
+	}
+
+	gasPricesStr := strings.Split(c.MinGasPrices, ";")
+	gasPrices := make(sdk.DecCoins, len(gasPricesStr))
+
+	for i, s := range gasPricesStr {
+		gasPrice, err := sdk.ParseDecCoin(s)
+		if err != nil {
+			panic(fmt.Errorf("failed to parse minimum gas price coin (%s): %s", s, err))
+		}
+
+		gasPrices[i] = gasPrice
 	}
 
 	return gasPrices
diff --git a/server/config/toml.go b/server/config/toml.go
index 1841393ab5..31e6ea9bcf 100644
--- a/server/config/toml.go
+++ b/server/config/toml.go
@@ -15,7 +15,7 @@ const defaultConfigTemplate = `# This is a TOML config file.
 
 # The minimum gas prices a validator is willing to accept for processing a
 # transaction. A transaction's fees must meet the minimum of any denomination
-# specified in this config (e.g. 0.01photino;0.0001stake).
+# specified in this config (e.g. 0.25token1;0.0001token2).
 minimum-gas-prices = "{{ .BaseConfig.MinGasPrices }}"
 `
 
diff --git a/types/coin.go b/types/coin.go
index d2e76d750a..4c6ef53f7f 100644
--- a/types/coin.go
+++ b/types/coin.go
@@ -589,25 +589,27 @@ func ParseCoin(coinStr string) (coin Coin, err error) {
 // ParseCoins will parse out a list of coins separated by commas.
 // If nothing is provided, it returns nil Coins.
 // Returned coins are sorted.
-func ParseCoins(coinsStr string) (coins Coins, err error) {
+func ParseCoins(coinsStr string) (Coins, error) {
 	coinsStr = strings.TrimSpace(coinsStr)
 	if len(coinsStr) == 0 {
 		return nil, nil
 	}
 
 	coinStrs := strings.Split(coinsStr, ",")
-	for _, coinStr := range coinStrs {
+	coins := make(Coins, len(coinStrs))
+	for i, coinStr := range coinStrs {
 		coin, err := ParseCoin(coinStr)
 		if err != nil {
 			return nil, err
 		}
-		coins = append(coins, coin)
+
+		coins[i] = coin
 	}
 
-	// Sort coins for determinism.
+	// sort coins for determinism
 	coins.Sort()
 
-	// Validate coins before returning.
+	// validate coins before returning
 	if !coins.IsValid() {
 		return nil, fmt.Errorf("parseCoins invalid: %#v", coins)
 	}
diff --git a/types/dec_coin.go b/types/dec_coin.go
index 5986275f44..d9116c323e 100644
--- a/types/dec_coin.go
+++ b/types/dec_coin.go
@@ -2,7 +2,6 @@ package types
 
 import (
 	"fmt"
-	"regexp"
 	"sort"
 	"strings"
 
@@ -545,21 +544,21 @@ func ParseDecCoin(coinStr string) (coin DecCoin, err error) {
 // ParseDecCoins will parse out a list of decimal coins separated by commas.
 // If nothing is provided, it returns nil DecCoins. Returned decimal coins are
 // sorted.
-func ParseDecCoins(coinsStr string) (coins DecCoins, err error) {
+func ParseDecCoins(coinsStr string) (DecCoins, error) {
 	coinsStr = strings.TrimSpace(coinsStr)
 	if len(coinsStr) == 0 {
 		return nil, nil
 	}
 
-	splitRe := regexp.MustCompile(",|;")
-	coinStrs := splitRe.Split(coinsStr, -1)
-	for _, coinStr := range coinStrs {
+	coinStrs := strings.Split(coinsStr, ",")
+	coins := make(DecCoins, len(coinStrs))
+	for i, coinStr := range coinStrs {
 		coin, err := ParseDecCoin(coinStr)
 		if err != nil {
 			return nil, err
 		}
 
-		coins = append(coins, coin)
+		coins[i] = coin
 	}
 
 	// sort coins for determinism