add keyring backends docs (#5854)

In addition to #5822.

docs/interfaces/keyring.md

@@ -0,0 +1,90 @@
+<!--
+order: 3
+synopsis: "This document describes how to configure and use the keyring and its various backends for an [**application**](../basics/app-anatomy.md). A separate document for implementing a CLI for an SDK [**module**](../building-modules/intro.md) can be found [here](#../building-modules/module-interfaces.md#cli)."
+-->
+
+# The keyring
+
+Starting with the v0.38.0 release, Cosmos SDK comes with a new keyring implementation
+that provides a set of commands to manage cryptographic keys in a secure fashion. The
+new keyring supports multiple storage backends, some of which may not be available on
+all operating systems.
+
+## The 'os' backend
+
+The `os` backend relies on operating system-specific defaults to handle key storage
+securely. Typically, operating systems credentials sub-systems handle passwords prompt,
+private keys storage, and user sessions according to their users password policies. Here
+is a list of the most popular operating systems and their respective passwords manager:
+
+* macOS (since Mac OS 8.6): [Keychain](https://support.apple.com/en-gb/guide/keychain-access/welcome/mac)
+* Windows: [Credentials Management API](https://docs.microsoft.com/en-us/windows/win32/secauthn/credentials-management)
+* GNU/Linux:
+  * [libsecret](https://gitlab.gnome.org/GNOME/libsecret)
+  * [kwallet](https://api.kde.org/frameworks/kwallet/html/index.html)
+
+GNU/Linux distributions that use GNOME as default desktop environment typically come with
+[Seahorse](https://wiki.gnome.org/Apps/Seahorse). Users of KDE based distributions are
+commonly provided with [KDE Wallet Manager](https://userbase.kde.org/KDE_Wallet_Manager).
+Whilst the former is in fact a `libsecret` convenient frontend, the former is a `kwallet`
+client.
+
+`os` is the default option since operating system's default credentials managers are
+designed to meet users' most common needs and provide them with a comfortable
+experience without compromising on security.
+
+## The 'file' backend
+
+The `file` backend more closely resembles the keybase implementation used prior to
+v0.38.1. It stores the keyring encrypted within the apps configuration directory. This
+keyring will request a password each time it is accessed, which may occur multiple
+times in a single command resulting in repeated password prompts. If using bash scripts
+to execute commands using the `file` option you may want to utilize the following format
+for multiple prompts:
+
+```sh
+$ gaiacli config keyring-backend file                                               # use file backend
+$ (echo '1234567890'; echo '1234567890') | gaiacli keys add me                      # add the key 'me'
+$ (echo '1234567890'; echo '1234567890'; echo '1234567890') | gaiad collect-gentxs  # multiple prompts
+```
+
+::: tip
+The first time you add a key to an empty keyring, you will be prompted to type the password twice.
+:::
+
+## The 'pass' backend
+
+The `pass` backend uses the [pass](https://www.passwordstore.org/) utility to manage on-disk
+encryption of keys' sensitive data and metadata. Keys are stored inside `gpg` encrypted files
+within app-specific directories. `pass` is available for the most popular UNIX
+operating systems as well as GNU/Linux distributions. Please refer to its manual page for
+information on how to download and install it.
+
+::: tip
+**pass** uses [GnuPG](https://gnupg.org/) for encryption. `gpg` automatically invokes the `gpg-agent`
+daemon upon execution, which handles the caching of GnuPG credentials. Please refer to `gpg-agent`
+man page for more information on how to configure cache parameters such as credentials TTL and
+passphrase expiration.
+:::
+
+The password store must be set up prior to first use:
+
+```sh
+$ pass init <GPG_KEY_ID>
+```
+
+Replace `<GPG_KEY_ID>` with your GPG key ID. You can use your personal GPG key or an alternative
+one you may want to use specifically to encrypt the password store.
+
+## The 'test' backend
+
+The `test` backend is a password-less variation of the `file` backend. Keys are stored
+unencrypted on disk. This backend is meant for testing purposes only and **should never be used
+in production environments**.
+
+## The 'kwallet' backend
+
+The `kwallet` backend uses `KDE Wallet Manager`, which comes installed by default on the
+GNU/Linux distributions that ships KDE as default desktop environment. Please refer to
+[KWallet Handbook](https://docs.kde.org/stable5/en/kdeutils/kwallet5/index.html) for more
+information.