diff --git a/scripts/cosm/README.md b/scripts/cosm/README.md
index 13c16ea5..07ea4583 100644
--- a/scripts/cosm/README.md
+++ b/scripts/cosm/README.md
@@ -78,3 +78,12 @@ You should get output matching the following:
   threshold: 0
   pubkeys: []
 ```
+
+## Preset accounts
+
+1. Faucet<br>
+   economy stock theory fatal elder harbor betray wasp final emotion task crumble siren bottom lizard educate guess current outdoor pair theory focus wife stone<br>
+   cosmos1pkptre7fdkl6gfrzlesjjvhxhlc3r4gmmk8rs6
+2. Unused: for testing account state; this account never changes balances or nonces<br>
+   oyster design unusual machine spread century engine gravity focus cave carry slot<br>
+   cosmos1cjsxept9rkggzxztslae9ndgpdyt2408lk850u
diff --git a/scripts/cosm/deploy_erc20.js b/scripts/cosm/deploy_erc20.js
index 9a6791d6..6199806f 100755
--- a/scripts/cosm/deploy_erc20.js
+++ b/scripts/cosm/deploy_erc20.js
@@ -26,6 +26,7 @@ const defaultFee = {
 const faucetMnemonic =
   "economy stock theory fatal elder harbor betray wasp final emotion task crumble siren bottom lizard educate guess current outdoor pair theory focus wife stone";
 const faucetAddress = "cosmos1pkptre7fdkl6gfrzlesjjvhxhlc3r4gmmk8rs6";
+const unusedAccount = "cosmos1cjsxept9rkggzxztslae9ndgpdyt2408lk850u";
 
 async function uploadContract(client, pen, wasm) {
   const memo = "Upload ERC20 contract";
@@ -96,6 +97,10 @@ async function main() {
         address: faucetAddress,
         amount: "11",
       },
+      {
+        address: unusedAccount,
+        amount: "12812345",
+      },
     ],
   };
   const instantiationResult = await instantiateContract(client, pen, codeId, initMsg);
diff --git a/scripts/cosm/generate_template.sh b/scripts/cosm/generate_template.sh
index d6f79123..9a448adc 100755
--- a/scripts/cosm/generate_template.sh
+++ b/scripts/cosm/generate_template.sh
@@ -10,13 +10,13 @@ source "$SCRIPT_DIR"/env
 rm -rf "$SCRIPT_DIR/template"
 mkdir "$SCRIPT_DIR/template"
 
-# any any more addresses you want to fund in genesis below
+# The usage of the accounts below is documented in README.md of this directory
 docker run --rm \
   -e PASSWORD=my-secret-password \
   --mount type=bind,source="$SCRIPT_DIR/template",target=/root \
   "$REPOSITORY:$VERSION" \
   ./setup.sh \
-  cosmos1pkptre7fdkl6gfrzlesjjvhxhlc3r4gmmk8rs6
+  cosmos1pkptre7fdkl6gfrzlesjjvhxhlc3r4gmmk8rs6 cosmos1cjsxept9rkggzxztslae9ndgpdyt2408lk850u
 
 # The ./template folder is created by the docker daemon's user (root on Linux, current user
 # when using Docker Desktop on macOS), let's make it ours if needed